What level of insurance cover do you need when planning a skiing trip?

Winter sports such as skiing, snowboarding and sledging are often additional extras on our holiday travel insurance policies rather than being included as standard cover. The costs involved if you have an accident when on this type of holiday can be exorbitant as you may need to be rescued by helicopter if you injury yourself in an area that is inaccessible to vehicles, you may not be able to return on your scheduled flight, need to stay additional nights at your hotel and have to pay medical costs therefore it is definitely worthwhile purchasing additional cover which is not usually too expensive.

The fine print of your policy will need to be examined to check which specific winter sports activities are covered and whether there are any conditions for example some policies state that skiing off-piste will only be covered if you are accompanied by a guide or only recommended routes are allowed.

If you are a frequent traveller an annual multi-trip policy is advised as this usually works out cheaper and is more convenient.

As with most holiday travel insurance policies any pre-existing medical conditions must be declared, or the insurance could be invalid which would result in a huge cost to you.

Planning your caravan holiday

Holidaying in a touring caravan is very popular in the United Kingdom not only in the summer months but throughout the year as some caravan sites are open all year round.

If your holiday is to be enjoyable there are some essential preparations that need to be made.

Firstly, your caravan needs to be checked to make sure it is roadworthy. It may not have been moved for a few months, so the tyres need to be checked to make sure they are properly inflated and that they have sufficient tread on them.

Secondly, the heating and water systems should be checked and flushed through with a sterilising solution to ensure that the water pipes are clean and germ free. The gas and electric supplies need to be inspected and tested for any safety problems and any smoke and carbon monoxide alarms should be tested as per instructions.

The brakes and electrical connections on the caravan hitch should be inspected and all the exterior lighting such as brake lights, indicators etc. need to be tried to make sure they are all working correctly.

If these checks are carried out before each journey with your caravan, a problem free holiday is more likely.

Planning your honeymoon trip

Planning a honeymoon can be an exciting time. You will have had your big day and now be looking forward to jetting off in to the sun for a week or two with your new husband or wife. When panning your honeymoon there are a few decisions you will need to make prior to starting your search. Firstly you need to know what time of year you want to go, are you going to go straight after your wedding or leave it a few weeks? Then you need to work out what budget you have to spend on the holiday. If you have a low budget then you may wish to wait and book a last minute holiday often saving hundreds of pounds and allowing you to go somewhere you may have thought was out of your budget.

If you have children then you will need to decide if you are going to take them with ou or if you are going to have someone look after the children for you. If you are not going to take them then you will need to check that you can arrange a friend or family member to have them whilst you are away.

Cheap family holidays abroad

Many parents would love to take their children abroad on holiday but often this is not possible as the cost is too high, but there are ways to find low cost holidays that everyone can enjoy.

Prices are hiked up during the school holiday periods which will mean you either end up having to pay more or risk getting a fine if you take your children out of school during term time.

Make sure that you get plenty of quotes from different holiday brokers or direct with companies often you can find the same holiday for over £200 less than on another website, allowing you to make g a huge saving by just doing a few searches. When you find a holiday that you like, be sure to read all the information regarding what is included in the price quotes. It may be that the transfers to and from the airport and not included along with hold luggage. Once you have added all this in, it can often bump the price of the holiday up quite a bit. This is why is it very important to ensure you are comparing like for like when looking at price comparisons.  

How to beat boredom when travelling

Travelling whether in a car on a train or on a plane can be a little boring especially for younger children who may not be used to spending long periods of time having to stay in their seats. You may find that what was supposed to be a quickish journey turns in to an extremely long one due to delays that are out of your control.

Travel games are a great way to keep children entertained whilst often also entertaining the adults in the car too. There are many travel games that can be played to pass the time such as Eye Spy. This game has been around for years and the beauty of it is you don’t need anything to play it.

if you have younger children that cannot spell yet you could play it with colours instead of the letter it begins with.

Also games like “who am I” are great, where you think of an animal or a character (if you want to make it a little harder) and the other members of the family have to ask questions to find out who or what you might be. The person who guesses correctly wins a point. Often when playing travel games children will be so wrapped up in the game they will forget about the journey and you won’t hear the dreaded words “are we there yet?”

Worried about your holiday plans with Thomas Cook?

Over the last few days a huge number of people have been affected by the collapse of Thomas Cook. Thomas Cook is a tour operator and airline that has been running since 2007 after integrating with another travel company.

With Thomas Cook no longer in action, many holiday makers who were abroad with them at the time of collapse are desperately trying to get home. It is said that currently 60% of travellers are still stuck abroad many of whom say they are getting little information.

Luckily package holidays booked through Thomas Cook are ATOL protected meaning you will not lose any money and they will ensure you get home, but if you have a holiday booked for the next few weeks, you may not get your money back in time to book another holiday.

There is very little that can be done to prevent this type of rare occurrence happening, but taking out a good quality travel insurance package at the time of booking may come in handy.

Always check all flight and hotel details before you travel and try and prepare for a situation where you may be delayed getting home should something like this happen to you.